Each and every one of our clients is unique and deserves a financial planning experience that fits their needs. Because of this, we offer several different fee arrangements to fit the way you would like to work together.
Full Service Planning & Management
This arrangement provides the best value for teachers who want to become and stay financial fit. It includes unlimited access to a CERTIFIED FINANCIAL PLANNER™, the development of a full financial plan, ongoing planning in advice in all areas of your finances, and management of your investment accounts. No matter what life throws at you, you'll have a trusted professional on retainer to help you make the most of your finances.
This option is for those who have less than $150,000 in investment assets and works the same as paying any other monthly bills you may have. Fees are deducted electronically from a checking or savings account you designate on the 15th of each month. Expert financial planning made convenient!
The fees for this option include:
-A one-time, upfront fee of $600*, and
-An ongoing monthly fee of $150.
*In some cases, the upfront fee can be spread out over the first year by adding it to your monthly payment.
This option is for those who have more than $150,000 in investment assets. The fee is a tiered, annual percentage of those assets as detailed below and are deducted directly from a specified account(s) on the 15th of each month.
$2,000,000 and up
Project-Based Planning (Hourly)
This arrangement provides financial planning in the areas of your choice at a flat hourly rate. You'll work with a CERTIFIED FINANCIAL PLANNER™ who will help you develop a plan that fits your needs, whether it be a full financial plan, or just a single topic of interest. Since it's an hourly rate, you can budget for how much or how little planning and how many or how few meetings you desire.
Flat Hourly Fee: $225
This arrangement provides only the management of your investment accounts. During this process, we will determine your risk tolerance, set your asset allocation, build a portfolio based on that allocation, manage your portfolio on a discretionary basis, and incorporate tax-efficient strategies within your portfolio. You will receive an annual review to discuss your portfolio's progress and review performance, as well as a mid-year check-in phone call or web conference.
$2,000,000 and up