Each and every one of our clients is unique and deserves a financial planning experience that fits their needs. Because of this, we offer several different arrangements to fit the way you would like to work together. You can choose financial planning, investment management, or both, depending on your needs.
Financial Planning - Hourly
This arrangement provides financial planning in the area(s) of your choice at a hourly rate. You'll work with a fiduciary, CERTIFIED FINANCIAL PLANNER™ to develop a plan that fits your needs, whether it be a full financial plan, or just a single topic of interest. Since it's an hourly rate, you can budget for exactly how much planning and how many or how few meetings you desire.
Hourly Fee: $250
Financial Planning - Annual Engagement
This arrangement provides the best value for teachers who want to become and stay financial fit over the long-term. It includes three meetings annually and the behind the scenes work on our end to make them happen, along with unlimited email access to a fiduciary, CERTIFIED FINANCIAL PLANNER™ who specializes in working with teachers like you. During our time together, we work through the development and implementation of a full financial plan, with analysis, recommendations, and step-by-step assistance putting everything into action in each important area of your financial life. No matter what life throws at you, you'll have a trusted professional ready to help you make the most of your finances.
Starting Annual Fee: $3,000 ($600 upfront fee & $200 per month)
Investment Advisory Services
The arrangement is for teachers who would like ongoing, professional management of their retirement and investment accounts from a fiduciary professional. We start by identifying your goals, mapping out your investment portfolio, and determining your appetite for risk. Then, we provide an analysis that details where your portfolio is now and recommendations for how you can make improvements by reducing fees, modifying or changing strategies, being more efficient with taxes, and more. From there, we work for you, directly managing your accounts, making the important changes when necessary, and providing you semi-annual updates. You can have the peace of mind that when it comes to managing your nest egg, we've got it covered!
$2,000,000 and up
Our annual fee is tiered and based on the value of your portfolio as follows. Generally, we deduct fees directly from the accounts we manage in the most strategic and tax-efficient way possible, but there is also an option to pay by check for those who wish.
*This service is available for accounts opened through our custodian, TD Ameritrade Institutional, and accounts with other companies; however, options may be limited within accounts held with other companies.